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One QR Code for All Payments - A Must!

I read with excitement about the launch of BharatQR - a common format QR code for payment acceptance. My excitement was soon followed by disappointment …

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Sanjay Swamy

Role of BHIM (Android/*99#) & AadhaarPay

This afternoon the Prime Minister unveiled BHIM - an Android app from NPCI with an equivalent USSD-based *99# service.

Additionally, recently one of the banks …

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Sanjay Swamy

Why I Became A Digital Payments Messiah!

About 7 years ago, I did a pilot with about 200 Women in a suburb in BLR. We opened bank accounts for them and gave …

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Sanjay Swamy

Oh YES!!! - We have a PM with GUTS!!!

The amazing announcement by PM Modi on the immediate elimination of the existing 500/1000 note and the introduction of new notes of Rs. 500 and …

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Sanjay Swamy

The Making of eKYC: 1-2-3!

I walked into a tiny kirana store today in Whitefield Bangalore and in 5 minutes got myself a Reliance Jio SIM connection - here's a …

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Sanjay Swamy

Payments 4G (aka UPI) The Best is Yet to Come!

Last week, India country witnessed the launch of two generational shifts. The one that has everyone excited is Jio, a pure, data-only, high-speed mobile network. …

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Sanjay Swamy

If you believe you are building the next big thing, let’s make it happen.